IDLive® Doc
Document Liveness Detection

Protect digital onboarding and KYC from document presentation attacks

Presentation attacks represent over 90% of document fraud. Detect virtually all of them with IDLive Doc.

Authenticating documents through a mobile or web application is now a common occurrence for setting up new accounts and complying with Know Your Customer (KYC) directives.  This is extremely convenient for users compared to in-person identity checking, but it opens up the potential for fraud. Recent ID R&D research shows that over 90% of all document-based attacks on digital onboarding are presentation attacks, and that the vast majority of these fall into three types of attack: 

  • Screen replays
  • Printed copies
  • Portrait substitution

The suite of IDLive Doc products are the first and only standalone suite of products that address these three types of attacks universally across all types of identity documents from around the globe.  The suite works on driver’s licenses, passports, and national IDs regardless of the template or layout of the document.

Fill out the form below to learn more or request a free product evaluation.

What is Document Liveness Detection?

Document liveness detection is software used to detect when an identity document used for digital onboarding is a presentation attack. Document presentation attacks are analogous to facial presentation attacks, where a printed image, mask, or selfie image displayed on a digital screen is used to spoof biometric authentication. 

Examples of document presentation attacks are when a document presented during a digital onboarding is either partially or fully comprised of a reproduction or forgery, either physical or digital. Screen replays, printed copies, and portrait substitutions make up the vast majority of real-world document presentation attacks. A screen replay is when a document is reproduced by displaying it on a digital screen. A printed copy is a reproduction of a document printed from a digital image taken by a camera, copier, or scanner. A portrait substitution is when a fraudulent facial photo is overlaid onto the facial portrait of a genuine document.

While accurate and effective document liveness detection is essential, it also should ideally be easy to implement into legacy systems and easy for consumers to use. Customers should not be impeded by friction in the form of complex instructions, failed image captures, and false positives.

Detect over 98% of document presentation attacks

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Screen Replays
Presentation of documents displayed on a digital screen
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Printed Copies
Presentation of documents copied, printed on paper, and cut to size
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Portrait Substitutions
Presentation of documents with an altered facial portrait image, such as an overlay

Why IDLive Doc?

  • Accurate: Improve accuracy over human visual review — especially when high-resolution displays are used for the attack, which are undetectable by the human eye.
  • Convenient: Low BPCER means lower false positives for legitimate users
  • Universal: Analyze any kind of identity document to detect possible digital spoofs
  • Frictionless: Avoid adding friction to the user experience, with the same passive, single-image approach employed by IDLive Face
  • Obfuscated: Detect fraud transparently without revealing to bad actors that the countermeasure is in place or how it works
  • Automated: Proactively identify spoofs in real time without manual review by humans
  • Cost-saving: Reduce costs by helping to automate an otherwise manual process performed by analysts; only live photos proceed to the next step in the identity proofing process

IDLive Doc Document Liveness Specifications

  • Image orientation: portrait or landscape
  • Minimum image size: 1080 pixel height
  • Class of supported documents: passports, national IDs, driver’s licenses, and other documents used for identification
  • Allowed compression: 70-100 JPEG
  • Supported operating systems:  Linux and Windows
  • Deployment modes: Docker or SDK

ID R&D’s IDLive Doc saved RealAML years of in-house development, helped acquire new customers, and immediately demonstrated its ability to stop fraud attacks. IDLive Doc integrated seamlessly into our existing KYC process without disrupting other core components.

Jordan McCown
CEO & Co-founder
RealAML

Ensure that identity documents are present and in the possession of their rightful owner.

Banks and other institutions increasingly allow customers to set up accounts remotely using a mobile onboarding app in a process called digital onboarding. The process for banks typically includes a Know Your Customer or eKYC function, where the identity of the applicant is verified and their risk as a customer is assessed. Doing so requires the presentation of an identity document, such as a passport, national ID, or driver’s license, as well as capture of a biometric “selfie”. It’s a valuable convenience to customers and generates more revenue for businesses, but creates an opportunity for fraud. Fraudsters source digital images of identity documents from illicit sources, and then manipulate them digitally. This is why it’s so critical to determine…is the document physically present? Or, is a fraudster presenting a physical or digital image of a document? 

Presentation attacks are frequently not discovered until much later in the customer lifecycle when other red flags trigger an audit. IDLive Doc detects them at the time of the attack, creates more risks and costs for bad actors, and prevents fraud before it causes damage. Importantly, it does so without adding friction in the user experience for legitimate customers, and without tipping off fraudsters that the countermeasure is in place and how it might be defeated.  

Where Does Document Liveness Fit in the Customer Journey?

Document Liveness for Identity Proofing

Minimize the number of attack vectors in the digital onboarding process with a layered approach to document verification that involves document authentication, document liveness, facial recognition, and ID R&D’s IDLive® Face passive facial liveness detection.

The document liveness check is performed in the background in milliseconds, with no incremental friction for the customer or warning for fraudsters. 

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Is the uploaded ID document “live” or a screen capture of the document?
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If live, is the document authentic?
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Does the user’s selfie match the photo on the ID document?
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Is the selfie of a real person or is it a screen capture?

IDLive Doc: add document liveness detection to your solution in less than a day

IDLive Doc is easily added to any existing remote onboarding system to stop screen replay attacks of identity documents. Once the IDLive Doc Docker image is installed, all that is needed is one API call with a payload of the same image already captured for identity document verification. IDLive Doc provides the probability of document liveness and you choose how to respond if a screen replay attack is detected. You can be up and running in hours.  

Watch these short video demos

IDLive Doc is available today. The Docker or SDK can be implemented on both server and mobile platforms and easily integrated with other components in your onboarding technology stack.