The World’s First Standalone Document Liveness Detection Solution
Bad actors use digital images of valid or altered driver’s licenses, passports, and other identification documents in their attempts to spoof identity verification processes. Document Liveness Detection uses AI and computer vision to distinguish between an original document and a digital image of a document shown on a mobile device or computer display.
IDLive Doc from ID R&D detects digitally-displayed document spoofs. The product builds on ID R&D’s deep expertise in single image passive facial liveness, which detects the use of photos, screen replays, and masks during facial matching. Pilot deployments of IDLive Doc have already revealed that document spoofing with digitally-displayed images is on the rise and more common than realized.
ID R&D’s IDLive Doc saved RealAML years of in-house development, helped acquire new customers, and immediately demonstrated its ability to stop fraud attacks. IDLive Doc integrated seamlessly into our existing KYC process without disrupting other core components.
Jordan McCown
CEO & Co-founder
RealAML
Banks and other institutions increasingly allow customers to set up accounts remotely using an onboarding app on a mobile device along with the potential customer’s identity documents. Digital onboarding, also known as electronic Know Your Customer or eKYC, is a great convenience to customers but creates an opportunity for fraud starting with the presentation of the identity document. Is the document physically there? Or, is the person displaying a photo of a real or digitally manipulated document on their mobile phone or computer monitor?
Identity document fraud using a digitally-displayed image is called a document screen replay attack. Screen replay attacks are accelerating, yet many onboarding systems cannot reliably detect them. Often the spoofed document is not discovered until much later in the customer lifecycle when other red flags trigger an audit. ID R&D’s new product, IDLive Doc, detects a screen replay at the time of the attack, preventing fraud before it can causes damage.
IDLive Doc is easily added to any existing remote onboarding system to stop screen replay attacks of identity documents. Once the IDLive Doc Docker image is installed, all that is needed is one API call with a payload of the same image already captured for identity document verification. IDLive Doc provides the probability of document liveness and you choose how to respond if a screen replay attack is detected. You can be up and running in hours.
Minimize the number of attack vectors in the digital onboarding process with a layered approach that involves document authentication, document liveness, facial recognition, and ID R&D’s IDLive® Face passive facial liveness detection.
The document liveness check is performed in the background in milliseconds, with no incremental friction for the customer or warning for fraudsters.
