Two-factor authentication (or 2FA) is the use of two separate security factors to confirm a user’s claimed identity. There are three types of factors to choose from when building a solution:
1. Something the user knows like a password or PIN
2. Something the user has such as their mobile device or a code sent to you
3. Something the user is, such as a biometric
Two-factor authentication has traditionally included the use of a password as the first security factor. However, with the rise in phishing schemes, breaches, and overall user frustration with passwords, this is beginning to change. Additionally, commonly used second factors can have vulnerabilities that are exploited by bad actors. A good 2FA solution will be both secure and deliver the usability and convenience today’s consumers demand. ID R&D fills this need with market-leading biometric and liveness products.