With over 1.5 billion monthly users in 180 countries, WhatsApp is the world’s most popular messaging app. Today, companies use WhatsApp Business API to answer questions, send delivery updates, provide purchase receipts, and send boarding passes. But what about enabling more secure interactions, like making a payment or sharing healthcare information?
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Easy Two Factor Authentication in WhatsApp
Payment interfaces require Strong Customer Authentication, aka “SCA,” a regulatory requirement of PSD2 in Europe, which will likely be adopted globally. SCA requires two or more independent security factors. The device is one factor, proven by the WhatsApp account. So the question becomes what will be the second factor? According to security standards, the options for a second factor are something you have, something you know, like a password, and something you are such as a biometric.